What You Need to Know About Employee Benefits

Employee Benefits Ocala

OCALA, FL -- Though an ailing economy has sent business owners fleeing down a cautious path, as they tighten up their purse strings and cut back programs wherever possible, one of the few perks companies should hang onto is employee benefits. And, Read More >>

Do I Need Term or Permanent Life Insurance?

Life Insurance - Term or Permanent

OCALA, FL -- When it comes to buying life insurance, you may be scratching your head as you look at all the options. Before you choose one type over another, you should ask yourself two questions: "How much can I afford in premiums?" and "Which Read More >>

Florida Retirement: Will I Be Ready?

grandfather and grandson with cloud

OCALA, FL -- "Only people who like dog food don't save for retirement," says Dave Ramsey, nationally known money guru and founder of Financial Peace University. Citing a recent Gallup Poll, Ramsey notes that only 44 percent of Americans prepare for Read More >>

Do I Need Supplemental Insurance?

Supplemental Insurance - Ocala, Florida

OCALA, FL -- When evaluating your needs versus your wants, health care has a way of ending up in the needs column, doesn't it? It's a fact of life that if you don't maintain good health or your negative genetics kick in, somebody's going to have to Read More >>

What Savings Plan is Right for You?

Senior couple meeting with agent

OCALA, FL -- After her mother moved into a nursing home, Cindy had the difficult task of going through her mom's belongings. You can imagine her shock when she uncovered bundles of money stashed in a closet and under the bed. She estimates her Read More >>

Lightning Damage: What Ocala Homeowners Need to Know

Lightning strike near Ocala, Florida. (Photo © Michael Warren

OCALA, FL -- So, what, exactly, is an "Act of God?" If you live in Florida, at some time in your life you can pretty much expect your life to be interrupted by an “Act of God,” or, more appropriately, an act of nature. Except for earthquakes that Read More >>

Do I Need Life Insurance for My Business?

Business Life Insurance | Ocala, Florida

OCALA, FL -- There's no doubt about it. Today's entrepreneurs need to have business owner life insurance, not only to protect their heirs from losing their business investment, but also to protect the business itself. "One reason for business life Read More >>

Disability and Maternity Insurance: Your Essential Guide

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OCALA, FL -- Often referred to as "DI," Disability Insurance covers a multitude of claims, from paid sick leave to accidents on the job, to maternity leave, to short-term and long-term illness. Quite simply, it pays a percentage of your salary while Read More >>

Auto Insurance: How Credit and Driving History Affect Rates

Auto Insurance Rates - Ocala, FL

OCALA, FL -- So, you've watched your cost of auto insurance escalate over the years and you're wondering why. Of course, you expect an insurance agent will calculate your rate using such criteria as age, gender, how long you've had a license, where Read More >>

PIP Fraud in Florida: How to Protect Yourself

PIP Fraud in Florida

OCALA, FL -- First of all, what, exactly, is PIP? It stands for Personal Injury Insurance, and Florida is one of a dozen states that require car owners to carry it. PIP coverage pays up to $10,000 in medical expenses and lost wages for each occupant Read More >>

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